Payday Advance Loan

Get the Money You Need Quickly

A payday advance loan or cash advance loan is a short-term loan that you have to payback by your next paycheck. Its imperative you remember that these services can be very expensive but if you're in dire need of cash they can be very helpful. In fact, you can borrow $500 (or more if your salary qualifies) and have it directly deposited into your bank account within 24 hours!

Borrowing - the bottom line

Approval can be obtained at a check cashing store or a pawn shop, but the ideal way to aquire funds is on the Internet. Reputable websites like Payday-Now.com or Paychecksinadvance.com are credible and economical. When you apply online, your information is safely and securely transmitted to a financial institution to be processed. You must have proof of being employed for three months but a credit check is not required usually.

Funds can be directly deposited into your bank account within 24 hours. However, beware that borrowing is going to cost you! A loan can cost $20 to $30 for every $100 that you borrow. Your $500 will have to be paid back with an aditional $100 or more in fees by your very next paycheck!

GP's advice - borrowing can give you peace of mind when you need it most, but beware of very high costs and stiff penalties for extensions. Also, plan on having less cash during your next pay period after paying it all back. However good that quick payday loan was in getting you fast, easy cash, its just as capable of taking your money away. Know that, and come prepared to pay.

The end of the line

yet the people seeking out loans today aren't the type who can just apply for a credit card and put their life on the revolving line. Bad credit, low income, hard times and big expenses - thats the way to describe the applicant, and thats the problem with the industry after all is said and done. Its the end of the line, skid row, a place for beaten dreams to finally die their unsatisfying deaths. Apply and you will know the definition of rock bottom.

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